Daily UPSC Current : 16 Feb 2026/PM RAHAT Scheme

Why in News ? Recently, the government of India launched the PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) Scheme.

About PM RAHAT Scheme

• It has prioritized life-saving intervention, financial certainty for hospitals, and a structured emergency response system for accident victims.

Features of PM RAHAT Scheme:

• It will be integrated with the Emergency Response Support System(ERSS) 112 enabling victims, Good Samaritans to dial 112 to locate the nearest designated hospital and request ambulance assistance.
• Under the Scheme, every eligible road accident victim on any category of road will be entitled to cashless treatment up to ₹1.5 lakh per victim.
• It is implemented through amalgamating the Electronic Detailed Accident Report (eDAR) platformof the Ministry of Road Transport and Highways with the Transaction Management System (TMS 2.0) of the National Health Authority.
• Reimbursement:To hospitals will be made through the Motor Vehicle Accident Fund (MVAF).
  • In cases where the offending vehicle is insured, payment will be drawn from contributions made by General Insurance Companies.
  • In uninsured and Hit & Run cases, payment will be made through budgetary allocation by the Government of India.
• Grievance Redressal:Grievances will be addressed by a Grievance Redressal Officer nominated by the District Road Safety Committee chaired by the District Collector / District Magistrate.