Daily UPSC Current Quiz : 12 Nov 2026

With reference to the Climate Finance Work Programme (CFWP), consider the following statements:

1. It was established under the UNFCCC to facilitate discussions on climate finance.

2. It focuses on the implementation of Article 2.1(c) of the Paris Agreement, concerning the alignment of financial flows with low-emission and climate-resilient development.

3. It has the mandate to impose legally binding climate-finance contributions on developed countries.

Which of the statements given above is NOT correct?

With reference to Forest-Dwelling Scheduled Tribes (FDSTs) under the Forest Rights Act, 2006, consider the following statements:

1. FDSTs must belong to a Scheduled Tribe recognised under the Constitution.

2. They must primarily reside in and depend on forests or forest land for bona fide livelihood needs.

3. They must prove continuous residence in forest land for at least three generations before 13 December 2005.

Which of the statements given above is NOT correct?

With reference to Other Traditional Forest Dwellers (OTFDs) under the Forest Rights Act, 2006, consider the following statements:

1. An OTFD may belong to any community other than a Scheduled Tribe, provided the prescribed conditions are fulfilled.

2. An OTFD must have primarily resided in and depended on forests or forest land for bona fide livelihood needs for at least three generations before 13 December 2005.

3. For the purpose of the Act, one generation is defined as 25 years.

4. An OTFD is required to prove continuous occupation of the same forest land for 75 years.

Which of the statements given above are correct?

With reference to the recent changes in the credit guarantee framework associated with the Pradhan Mantri Mudra Yojana (PMMY), consider the following statements:

1. Since its inception, PMMY has recorded more than 60.36 crore sanctioned loans amounting to ₹43.34 lakh crore as of September 2026.

2. The annual guarantee fee for micro-credit has been reduced from 1% to 0.75%, while concessional rates for eligible SHG loans remain unchanged.

3. The expanded coverage includes collateral-free PMMY loans up to ₹20 lakh, SHG loans between ₹10 lakh and ₹20 lakh, and PMJDY overdraft facilities up to ₹10,000.

4. For guarantee coverage, working capital limits are assessed on the basis of outstanding amounts, whereas term loans are assessed on the basis of disbursement amounts.

Which of the statements given above are correct?