Daily UPSC Current Affairs Quiz : 22 July 2025

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Daily UPSC Current Affairs Quiz : 22 July 2025

Consider the following statements regarding Net Interest Margin (NIM):

  1. NIM is calculated as the difference between a bank’s total interest income and total interest expenses, divided by its total assets.

  2. A higher NIM generally indicates higher profitability but may also signify higher risk exposure in the asset portfolio.

  3. NIM is unaffected by changes in the central bank’s policy rates, as it depends solely on bank-level operational efficiency.

Which of the above statements is/are correct?

Consider the following statements regarding Synthetic Aperture Radar (SAR):

  1. SAR can operate independently of weather and lighting conditions, making it suitable for continuous earth observation.

  2. SAR captures images by transmitting high-frequency optical waves and recording the reflected signals using an array of physical antennas.

  3. In SAR, the resolution in the along-track direction is improved by using the relative motion of the radar platform to simulate a large antenna.

Which of the statements given above is/are correct?

Consider the following statements regarding Risk-Weighted Assets (RWA):

  1. Risk-Weighted Assets represent the total assets of a bank adjusted for the riskiness of each asset as per Basel norms.

  2. Government bonds and cash are always assigned a zero risk weight under all Basel guidelines, irrespective of the country’s credit rating.

  3. A higher RWA means a bank must maintain lower regulatory capital, leading to higher lending capacity.

Which of the statements given above is/are correct?

Consider the following statements regarding the removal of the Vice President of India:

  1. The Constitution of India provides for the removal of the Vice President by an impeachment process similar to that of the President.

  2. A resolution for the removal of the Vice President can be moved only in the Rajya Sabha.

  3. The resolution for the removal of the Vice President must be passed by a special majority of the total membership of the Rajya Sabha.

Which of the above statements is/are correct?

With reference to the Right to Vote in India, consider the following statements:

  1. The Right to Vote in India is governed by the Representation of the People Act, 1950 and 1951, not directly by the Constitution.

  2. As per the current legal position, the Right to Vote is a statutory right, not a fundamental or constitutional right.

  3. Once the law grants the right to vote, the freedom to make an informed choice of candidate is protected under Article 19(1)(a).

Which of the following is/are correct?

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    Daily UPSC Current Affairs Quiz : 22 July 2025 | Vaid ICS Institute