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Daily Current Affairs – 2020

Topic: For Prelims and Mains

Ayushman Sahakar Scheme

20th,Oct 2020

Topic:  GS III ( Environment )/ Prelims and Mains



Why in News?

On October 19, 2020, the Union Agriculture Minister Narendra Singh Tomar launched the Ayushman Sahakar Scheme.

  • The scheme has been launched to assist the cooperatives in the country.
  • The scheme will assist the cooperatives to play a crucial role in creating health care infrastructure in the country.

A cooperative society is a voluntary organization of individuals who are mostly workers and small producers and organize under joint management on democratic method to raise their domestic and business conditions and collect all the capital together.


The scheme was formulated by the National Cooperative Development Corporation.

  • The NCDC will provide loans of Rs 10,000 crores to the cooperatives under the scheme.
  • This includes financial assistance and working capital to meet operational requirements in health sector.
  • The scheme also provides 1% interest subvention to the cooperatives where women are in majority.
  • The scheme is aligned with that of the National Health Policy, 2017.
  • The scheme will use the funds to assist cooperative hospitals.
  • It will also cover health insurance, medical, nursing education and paramedical education. Also, the scheme includes health systems such as AYUSH.
  • The scheme has been launched with the aim of bringing transformations in the health services, especially in rural areas.
  • It will strengthen farmer welfare activities of GoI.

 About the National Development Cooperative Development Corporation:

  • It was established under the NCDC Act, 1963.
  • It operates under Ministry of Agriculture and Family Welfare.
  • It plans, promotes and finances programmes that are related to storage, processing, marketing, import and export of agricultural produce.
  • It finances projects in rural industrial cooperative sectors.
  • The funding of NCDC comes through allocation by GoI, international assistance and market borrowings.

Kisan Credit Card                                                       

Topics: GS III ( Agriculture & Allied Sectors)/Pre & Main

Why in News?

As part of the Atmanirbhar Bharat Package, the Government has announced to cover 2.5 crore farmers under the Kisan Credit Card (KCC) scheme with a credit boost of Rs. 2 lakh crore through a special saturation drive.

As a result of concerted and sustained efforts by the banks and other stakeholders in the direction of providing access to concessional credit by the farmers, including Fishermen and Dairy farmers, a major milestone target of covering more than 1.5 crore farmers under KCC, with sanctioned credit limit of Rs.1.35 lakh crore has been achieved.

Interest Subvention Scheme

  • Its goal is to provide short-term crop loans of up to Rs 3 lakh to farmers at an interest rate of 7 percent per annum.
  • Lender (lending) institutions such as PSBs and private sector commercial banks offer an interest subvention of 2 per cent proposed by the government.
  • This policy came into force from the year 2006-07.
  • The Interest Subvention Scheme is being implemented by NABARD and RBI.

About Kisan Credit Card:

The Kisan Credit Card Scheme was introduced in the year 1998.

  • To provide adequate and timely credit facility to meet the credit needs of the farmers (agricultural expenses), as well as to meet the expenses related to ancillary activities in addition to incidental expenses. This loan facility is provided on a need-to-know basis through a simple procedure.
  • The KCC covers post-harvest expenses, loans for marketing, consumption needs of farmer families, working capital and agricultural related activities for the maintenance of agricultural assets, and the need for investment credit in agriculture.
  • The Kisan Credit Card Scheme (KCC) is implemented by commercial banks, RRBs, small finance banks and cooperative institutions.
  • Completion of requirement of crop loan in short term.
  • Carrying expenses after harvest.
  • Repayment of market loan.
  • Filling up of family needs on hard days. Repair of agricultural equipment.
  • Carrying necessary expenses in other agricultural related tasks.
  • Farmer accident insurance Cover from the scheme.
  • Benefit of reduction in interest rates announced by the State / Government of India on timely repayment of agricultural loans.

Facts  For Prelims

  • Eat Right Movement:
  • It was launched in the year 2018 by the Food Safety and Standards Authority of India (FSSAI).
  • The movement aims to cut salt / sugar and oil consumption by 30% in three years.
  • It aims to improve the health and well-being of the citizens by providing them the right food options.


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